Scenario:

You’re walking along the street, and you happen to glance down and see a wallet on the pavement (sidewalk to you Americans). You open the wallet up and find $3k in cash in the wallet. You immediately look for some ID, but there isn’t one in the wallet, however there are bank cards with the owners’ name on them. You look at the money and think about the things you can pay for with it. Your mortgage hasn’t been paid for a couple of months since your husband was laid off, and you’re finding it difficult to even pay for groceries. Your eldest kid starts school soon, and he/she needs new clothes, as the ones he/she has are ill-fitting

What do you do?

Do you keep the money, and pay your bills off/buy stuff for your family, or do you go to the owner’s bank and hand the wallet in?